Author: Drew Byers

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="grid" angled_section="no" text_align="left" background_image_as_pattern="without_pattern" el_id="ky-in" z_index=""][vc_column][vc_column_text] PERSONAL WATERCRAFT INSURANCE [/vc_column_text][vc_separator type="transparent" up="6" down="23"][vc_column_text]Personal watercraft, such as jet skis and wave runners, are often our customer’s first step into the boating world. Personal watercraft are extremely invigorating and fun for water lovers of all...

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="grid" angled_section="no" text_align="left" background_image_as_pattern="without_pattern" el_id="ky-in" z_index=""][vc_column][vc_column_text] PERSONAL UMBRELLA INSURANCE [/vc_column_text][vc_separator type="transparent" up="6" down="23"][vc_column_text]You don’t have to be a millionaire to be sued like one. Million-dollar judgments against individuals for negligence are still relatively rare. However, receiving a lawsuit with a million-dollar demand is...

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="grid" angled_section="no" text_align="left" background_image_as_pattern="without_pattern" el_id="ky-in" z_index=""][vc_column][vc_column_text] MANUFACTURERS’ INSURANCE [/vc_column_text][vc_separator type="transparent" up="6" down="23"][vc_column_text]Manufacturers insurance programs have many elements in common with typical business insurance programs, particularly in terms of workers’ compensation and property insurance. A primary aspect of insurance for manufacturing companies is the...

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="grid" angled_section="no" text_align="left" background_image_as_pattern="without_pattern" el_id="ky-in" z_index=""][vc_column][vc_column_text] HOTEL & MOTEL HOSPITALITY INSURANCE [/vc_column_text][vc_separator type="transparent" up="6" down="23"][vc_column_text]Running a hotel or motel in today’s competitive environment is a big challenge. Getting the proper hotel / motel insurance at a reasonable price can be frustrating and time consuming.[/vc_column_text][vc_separator...

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="grid" angled_section="no" text_align="left" background_image_as_pattern="without_pattern" el_id="ky-in" z_index=""][vc_column][vc_column_text] GENERAL LIABILITY INSURANCE [/vc_column_text][vc_separator type="transparent" up="6" down="23"][vc_column_text]Normally, it is difficult for businesses or general contractors to work without general liability insurance. General liability insurance is intended to guard operators and owners of companies from claims that may...

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="grid" angled_section="no" text_align="left" background_image_as_pattern="without_pattern" el_id="ky-in" z_index=""][vc_column][vc_column_text] GARAGE INSURANCE [/vc_column_text][vc_separator type="transparent" up="6" down="23"][vc_column_text]If your business sells, services, stores, or parks automobiles, your General Liability Insurance coverage may not be enough to protect you from lawsuits. Car dealerships, body repair shops, and gas stations are...

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="grid" angled_section="no" text_align="left" background_image_as_pattern="without_pattern" el_id="ky-in" z_index=""][vc_column][vc_column_text] EMPLOYMENT PRACTICES LIABILITY INSURANCE [/vc_column_text][vc_separator type="transparent" up="6" down="23"][vc_column_text]Employment Practices Liability Insurance, commonly called EPLI, is insurance that helps protect you against claims from your employees that result from the general conduct of your business. Common examples of...

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="grid" angled_section="no" text_align="left" background_image_as_pattern="without_pattern" el_id="ky-in" z_index=""][vc_column][vc_column_text] DIRECTORS’ & OFFICERS’ LIABILITY INSURANCE [/vc_column_text][vc_separator type="transparent" up="6" down="23"][vc_column_text]Directors’ and Officers’ Liability Insurance provides financial protection for the directors and officers of your company in the event they are sued in conjunction with the performance of their...

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="grid" angled_section="no" text_align="left" background_image_as_pattern="without_pattern" el_id="ky-in" z_index=""][vc_column][vc_column_text] CYBER LIABILITY INSURANCE [/vc_column_text][vc_separator type="transparent" up="6" down="23"][vc_column_text]As a business owner, you insure your business against losses — but is your liability protected against a cyber break-in? Many businesses overlook this crucial coverage and end up paying millions...

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="grid" angled_section="no" text_align="left" background_image_as_pattern="without_pattern" el_id="ky-in" z_index=""][vc_column][vc_column_text] CONTRACTOR’S GENERAL LIABILITY INSURANCE [/vc_column_text][vc_separator type="transparent" up="6" down="23"][vc_column_text]Contractor’s General Liability insurance is for residential and commercial builders, general contractors, construction managers, design and build firms, specialty contractors or subcontractors, owners, or public and private construction projects.[/vc_column_text][vc_separator type="transparent"...