Author: Drew Byers

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="grid" angled_section="no" text_align="left" background_image_as_pattern="without_pattern" el_id="ky-in" z_index=""][vc_column][vc_column_text] COMMERCIAL UMBRELLA INSURANCE [/vc_column_text][vc_separator type="transparent" up="6" down="23"][vc_column_text]If you own a business, you probably own some form of general liability insurance to protect you in the event of a lawsuit due to negligence on your part. However, there...

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="grid" angled_section="no" text_align="left" background_image_as_pattern="without_pattern" el_id="ky-in" z_index=""][vc_column][vc_column_text] COMMERCIAL TRUCKING INSURANCE [/vc_column_text][vc_separator type="transparent" up="6" down="23"][vc_column_text]As a private carrier, you are responsible for hauling goods in your own truck for your company or employer. Whether you’re working in construction, excavation, manufacturing, or any other private carrier...

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="grid" angled_section="no" text_align="left" background_image_as_pattern="without_pattern" el_id="ky-in" z_index=""][vc_column][vc_column_text] COMMERCIAL PROPERTY INSURANCE [/vc_column_text][vc_separator type="transparent" up="6" down="23"][vc_column_text]Commercial property insurance is a special type of insurance that covers the company building, as well as the contents owned by the company. “Property” can include a variety of types: lost...

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="grid" angled_section="no" text_align="left" background_image_as_pattern="without_pattern" el_id="ky-in" z_index=""][vc_column][vc_column_text] BUSINESS OWNERS’ PACKAGE INSURANCE [/vc_column_text][vc_separator type="transparent" up="6" down="23"][vc_column_text]Business Owners’ Package policy, commonly called a “BOP,” contains many of the insurance coverages needed by most small businesses. The basic BOP offers business property for both building and contents,...

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="grid" angled_section="no" text_align="left" background_image_as_pattern="without_pattern" el_id="ky-in" z_index=""][vc_column][vc_column_text] BUILDERS’ RISK INSURANCE [/vc_column_text][vc_separator type="transparent" up="6" down="23"][vc_column_text]Builders’ Risk Insurance is a policy is designed to provide coverage for buildings while under construction.  It covers the contractor’s interest in materials at the job site before they are installed,...

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="grid" angled_section="no" text_align="left" background_image_as_pattern="without_pattern" el_id="ky-in" z_index=""][vc_column][vc_column_text] BUSINESS INSURANCE [/vc_column_text][vc_separator type="transparent" up="6" down="23"][vc_column_text]As a business owner, you have enough on your mind without having to worry about your insurance needs. You want to have the confidence that the business you’ve built is covered by...

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="grid" angled_section="no" text_align="left" background_image_as_pattern="without_pattern" el_id="ky-in" z_index=""][vc_column][vc_column_text] SPECIAL EVENT INSURANCE [/vc_column_text][vc_separator type="transparent" up="6" down="23"][vc_column_text]Special events call for celebration!  Hosting events, such as weddings, pose an opportunity for you to become liable for injury or damage to property.  Many popular event venues require the host...

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="grid" angled_section="no" text_align="left" background_image_as_pattern="without_pattern" el_id="ky-in" z_index=""][vc_column][vc_column_text] RENTERS’ INSURANCE [/vc_column_text][vc_separator type="transparent" up="6" down="23"][vc_column_text]If you live in a rented house or an apartment, renters’ insurance provides important coverage for both you and your possessions.[/vc_column_text][vc_separator type="transparent" up="6" down="23"][vc_column_text]In case your house or apartment is broken into,...

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="grid" angled_section="no" text_align="left" background_image_as_pattern="without_pattern" el_id="ky-in" z_index=""][vc_column][vc_column_text] RENTAL PROPERTY INSURANCE [/vc_column_text][vc_separator type="transparent" up="6" down="23"][vc_column_text]If you own a rental or investment property, you should you are carrying adequate rental property insurance coverage. Accidents may occur and ultimately cause damage to your investment property. If you...

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="grid" angled_section="no" text_align="left" background_image_as_pattern="without_pattern" el_id="ky-in" z_index=""][vc_column][vc_column_text] MOTOR HOME/RV INSURANCE [/vc_column_text][vc_separator type="transparent" up="6" down="23"][vc_column_text]As much as you expend efforts to purchase your dream motor home, it is important to select appropriate motor home insurance policy. Legally speaking, you are required to have a certain...