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03 May

Posted at 13:25h in Auto, Home

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="grid" angled_section="no" text_align="left" background_image_as_pattern="without_pattern" el_id="ky-in" z_index=""][vc_column][vc_column_text] PERSONAL UMBRELLA INSURANCE [/vc_column_text][vc_separator type="transparent" up="6" down="23"][vc_column_text]You don’t have to be a millionaire to be sued like one. Million-dollar judgments against individuals for negligence are still relatively rare. However, receiving a lawsuit with a million-dollar demand is...

02 May

Posted at 18:27h in Commercial, Home

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="grid" angled_section="no" text_align="left" background_image_as_pattern="without_pattern" el_id="ky-in" z_index=""][vc_column][vc_column_text] BUILDERS’ RISK INSURANCE [/vc_column_text][vc_separator type="transparent" up="6" down="23"][vc_column_text]Builders’ Risk Insurance is a policy is designed to provide coverage for buildings while under construction.  It covers the contractor’s interest in materials at the job site before they are installed,...

02 May

Posted at 17:44h in Commercial, Home

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="grid" angled_section="no" text_align="left" background_image_as_pattern="without_pattern" el_id="ky-in" z_index=""][vc_column][vc_column_text] SPECIAL EVENT INSURANCE [/vc_column_text][vc_separator type="transparent" up="6" down="23"][vc_column_text]Special events call for celebration!  Hosting events, such as weddings, pose an opportunity for you to become liable for injury or damage to property.  Many popular event venues require the host...

02 May

Posted at 17:36h in Home

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="grid" angled_section="no" text_align="left" background_image_as_pattern="without_pattern" el_id="ky-in" z_index=""][vc_column][vc_column_text] RENTERS’ INSURANCE [/vc_column_text][vc_separator type="transparent" up="6" down="23"][vc_column_text]If you live in a rented house or an apartment, renters’ insurance provides important coverage for both you and your possessions.[/vc_column_text][vc_separator type="transparent" up="6" down="23"][vc_column_text]In case your house or apartment is broken into,...

02 May

Posted at 17:35h in Home

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="grid" angled_section="no" text_align="left" background_image_as_pattern="without_pattern" el_id="ky-in" z_index=""][vc_column][vc_column_text] RENTAL PROPERTY INSURANCE [/vc_column_text][vc_separator type="transparent" up="6" down="23"][vc_column_text]If you own a rental or investment property, you should you are carrying adequate rental property insurance coverage. Accidents may occur and ultimately cause damage to your investment property. If you...

02 May

Posted at 17:33h in Auto, Home

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="grid" angled_section="no" text_align="left" background_image_as_pattern="without_pattern" el_id="ky-in" z_index=""][vc_column][vc_column_text] MOTOR HOME/RV INSURANCE [/vc_column_text][vc_separator type="transparent" up="6" down="23"][vc_column_text]As much as you expend efforts to purchase your dream motor home, it is important to select appropriate motor home insurance policy. Legally speaking, you are required to have a certain...

02 May

Posted at 17:32h in Home

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="grid" angled_section="no" text_align="left" background_image_as_pattern="without_pattern" el_id="ky-in" z_index=""][vc_column][vc_column_text] MOBILE/MANUFACTURED HOME INSURANCE [/vc_column_text][vc_separator type="transparent" up="6" down="23"][vc_column_text]Mobile home or manufactured home insurance not only covers your mobile home; it can also cover: Detached structures on your property, such as a carport or garage. Your personal belongings. Living expenses if your...

02 May

Posted at 17:30h in Home

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="grid" angled_section="no" text_align="left" background_image_as_pattern="without_pattern" el_id="ky-in" z_index=""][vc_column][vc_column_text] HOMEOWNERS’ INSURANCE [/vc_column_text][vc_separator type="transparent" up="6" down="23"][vc_column_text]If you have tangible assets, you need the protection of a homeowners’ insurance policy. These policies cover you in a home or an apartment, whether you are an owner or a renter....

02 May

Posted at 17:22h in Home

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="grid" angled_section="no" text_align="left" background_image_as_pattern="without_pattern" el_id="ky-in" z_index=""][vc_column][vc_column_text] FLOOD INSURANCE [/vc_column_text][vc_separator type="transparent" up="6" down="23"][vc_column_text]Did you know that your homeowners insurance does not cover flood damage? Insurance against flood must be obtained separately. A flood insurance policy also reimburses you for the work that you and...

02 May

Posted at 17:13h in Home

[vc_row css_animation="" row_type="row" use_row_as_full_screen_section="no" type="grid" angled_section="no" text_align="left" background_image_as_pattern="without_pattern" el_id="ky-in" z_index=""][vc_column][vc_column_text] EARTHQUAKE INSURANCE [/vc_column_text][vc_separator type="transparent" up="6" down="23"][vc_column_text]Most standard homeowners, mobile home owners, condominium, and renters’ insurance policies do not cover earthquake damage. Similar to flood insurance, earthquake insurance usually must be purchased separately.[/vc_column_text][vc_separator type="transparent" up="6" down="23"][vc_column_text]Many people assume...